Live in Nigeria

Every money move,
one app.

Send money. Pay bills. Buy & sell crypto and gift cards for naira. Save. Top up betting. All in one beautiful app.

Instant transfers
Bank-level security
24/7 available
Crypto Portfolio
₿
USDT / NGN
₦1,485.20 ↑ 2.4%
Buy
Sell
Good morning Joseph
J
Available Balance
History ›
₦248,500.00 👁
+
Add Money
🏦
To Bank
👤+
To KudiCom
Refer & Earn ₦500 Get ₦500 for every friend who funds
Refer
Quick Actions
Airtime
📶
Data
⚡
Electricity
📺
Cable TV
⏱5%
Betting
💳NEW
Cards
📟
ePIN
⊞
More
Gift Cards Sell for Naira
🎁
Apple / iTunes
₦1,250 / $
Sell Now
Amazon
₦1,150 / $
PaystackFlutterwaveNIBSSFirebaseTermiiSogodSociopay PaystackFlutterwaveNIBSSFirebaseTermiiSogodSociopay
Crypto

Buy, sell, and swap crypto instantly.

Skip the complicated exchanges. Trade top assets like USDT, BTC, and ETH directly from your KudiCom wallet. Fast settlement and secure custody.

  • 💱
    Instant Naira Settlement Buy crypto with your Naira balance and sell back to Naira in seconds.
  • 🔄
    Smart Swap Exchange one crypto for another instantly.
Start trading →
₿
₮
Ξ
Live Trade
✓ Completed
Gift Cards

Buy & sell gift cards for Naira.

Turn your unused gift cards into instant cash, or buy cards for your favorite global brands at the best rates in Nigeria.

Amazon
Apple
Steam
Google Play
Razer Gold
✓ Verified
And there's more

Everything else you need.

KudiCom isn't just a wallet — it's your complete financial operating system.

₦0 Sign up fee
Instant Transfers
24/7 Availability
Bank-Level Security
Get started

Three simple steps.

From download to your first transaction in 3 minutes.

1

Create account

Sign up with phone & email. Set your PIN. Takes under 60 seconds.

2

Fund wallet

Transfer to your virtual account. Your balance lands instantly.

3

Start transacting

Pay bills, send money, buy crypto — all from one place.

FAQ

Questions, answered.

Is KudiCom free to use?
Yes — creating an account, receiving money, and paying bills are all free. Bank transfers cost ₦10 flat. That's it.
How do I fund my KudiCom wallet?
Every user gets a dedicated virtual bank account. Transfer from any Nigerian bank to that account number and your wallet is credited automatically.
Is my money safe?
Yes. Bank-level encryption, transaction PIN protection, and licensed payment partners. Every naira tracked and protected.
Can I use KudiCom outside Nigeria?
KudiCom is built for Nigeria. You can access your account from anywhere, but transactions are in Naira and delivered to Nigerian destinations.
Do I need to complete KYC?
You can start with basic features immediately. Higher transaction limits and some services require KYC (BVN + ID verification).

Ready to simplify
your money?

Join thousands of Nigerians already using KudiCom.

Create free account